Understanding Different Types of Travel Insurance

When preparing for a trip abroad, it’s important to consider getting appropriate cover to protect the value of your items and any unexpected medical costs. There are many types, however – single trip travel insurance, cover for business travellers, and many more – and knowing which policy is best for you can help to save you money. It can also help you avoid any complications from booking the wrong cover should you need to make a claim during or after your trip.

Whether you’re wanting to book coverage for multiple trips or a single trip, travel insurance has become easier to find and many companies offer free quotations and booking online. This article lists a few of the different kinds of cover out there, in order to help you decide which one might work best for you.

Single Trip Travel Insurance

Single trip travel insurance is perfect if you don’t go on holiday overseas more than once a year, and will cover the specific set of dates and places. This is the most cost effective way to make sure that you and your belongings are going to be covered for your annual overseas trip. This is a one-off investment that can usually be booked completely online, making it cheaper than going into high street travel agencies. Oftentimes you can find cover of this kind for less than £10 for shorter trips.

Annual Multi Trip Cover

If you think that you might be travelling overseas more than once in a year, your best bet might be an annual multi trip travel policy; it can cover you all year long for a specific geographical zone, with many plans covering all trips to EU, USA and Canada. If you’re planning on travelling outside of Europe and North America, you might want to check with your provider to make sure that the country is included in your policy.

Annual Business Cover

If you’re a frequent traveller for business you can often get a better deal than if you’re travelling primarily for leisure. These policies will often also include cover for lost documents that need replacement (including priority shipping), damaged equipment, and might even cover the cost of travel (transportation and accommodation) should you or a colleague fall ill and be unable to take the trip.

War Risk and Travel Hazard Areas

Frequently, the Foreign and Commonwealth Office (FCO) updates a list of countries or regions that have recently been affected by war or that are currently experiencing war related disruptions. Many companies will not cover travels to these countries during their inclusion on the FCO list, so if you suspect this affects the country you’re travelling to, it’s best to check it out to make sure before you go, so you don’t have any surprises if you have to make a claim.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

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Fun Places to Visit for 50+ Travelers

The 50+ Traveler

As a way over 50 traveler, I find some of my travel destinations simply feel better than others. Chicago has always felt like I belong. However, when in New Orleans, I can’t seem to get in the right step. I had a friend who visited Seattle for the first time and fell in love with the city. She returned home, put a For Sale sign in her yard, packed her bags and moved. This is radical, but we often feel a connection or disconnection with a new place. The question is… why?

My thought is that the location matches our travel goals.

Fun: Is the location a fun place to visit? Define that “fun” based on how you have fun. I find people’s interest to run the gambit from museums to sports to nightlife to… name it. As many people produces as many fun targets. When I was working with David Ingham and Ian Hardy in London, David wanted us to write about every museum in London. Trust me, there are lots of museums in London. Finally, I told David… enough on the museums! He loves them, but not everyone is crazy about museums.

Weather: Does the weather suit you? I love Seattle, but the weather drains my energy. I know sunshine makes me happy so I search for warm, sunny places. Different times of year make places fun or miserable. When we did the Weekend Escape on Helsinki, Finland, we were there in October. Helsinki should be a destination during the summer. Otherwise, expect cold and rain. Planning your trip to match the weather defines a smart traveler!

Transportation: my favorite cities have accessible and easy transportation; one of our criteria was that the city had to have extensive public transportation. Personally, Paris has the best Metro system in the world. It is easy to use, inexpensive and most of the time, clean. The worst subway system is NYC. It is difficult to decipher and traveling east and west is a real issue.

Tours: when our time is limited, tours are often the answer. This might be a bus tour, a walking tour, a guided tour or even a private tour led by a local tour guide. Some of the best guidebooks available on book shelves today offer One, Two and Three Day self guided tours. Tours can be restrictive. You go where they lead you. When I visit a new city, I always try to balance tours and exploration. Even the locals will succumb to a tour. When in London, David and Ian (both Brits) along with me signed up for the tour of Hampton Court. We were able to see things that would have taken weeks to find on our own.

Special Events: Many times we plan our vacation and travel time around a special event, such as the London 2012 Olympics or Carnival in Venice or Fourth of July in NYC or Uncle Barry’s birthday. Much of my travel is in preparation for or attendance at a special event. I have a story about one such event…

Venice Carnival

My friend and I immersed ourselves in Venice’s Carnival. The costumes were breathtaking, the atmosphere was riotous, the crowds were claustrophobic. Venice, a city built in a river, doesn’t have a straight street in the entire place. Street signs are on the sides of buildings and I’m sure they mean something to a person living there. To us, they were worthless. The day we were to train to Milan, we had lingered too long at the glass shop. Time was quickly running out to catch the train to Milan and the plane back to Paris.

Our loaded backpacks prevented sprinting; but, the serious problem was… getting lost! We circled the streets like rats in a maze. Panic set in. Then, yelling at each other ensued. When I saw a young man not too far ahead of us, I tapped him on the shoulder (hoping he could speak English) and asked if he could direct us to the train station. He began giving directions only to realize that we were hopelessly incapable of zigging and zagging. He said: “follow me.” With that he began a fast pace, in and out, along the narrow streets of Venice. Suddenly, the train station loomed ahead. We had arrived.

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The Evolution of Transportation

People and things have always had the need to move or be moved from one place to another. People have always looked for more comfortable or quicker ways to travel. Transportation is a way people and things move from one place to another. Different environments require different methods of transportation.

People have invented machines, called vehicles or crafts, to travel. Some vehicles travel on the ground, like a train. Some vehicles travel on top of the water, like a jet ski. Some even help people to travel under the water, like a submarine. People use other types of crafts to travel in the air. A hot air balloon is an interesting way to travel through the sky.

Crafts such as rockets can help people to travel into space. Over the centuries, inventors designed machines or improved ways of traveling to move people faster and faster.

Ships and Boats

One of the earliest ways to transport people and things was by traveling in the water. Boats are small crafts generally used for a special purpose like fishing. Ships are larger crafts that might use sails or an engine to propel them through the water. They may travel on rivers, lakes, or oceans.

Boats With Paddles

People use flat wooden boards called paddles to row small boats. An oar is another name for a paddle. A raft is a simple boat with a flat bottom. We can make a raft using tree trunks or logs. Sometimes, flat pieces of wood called planks are bound together to make a raft. Some rafts are made of rubber or a plastic called vinyl. These rafts are often inflatable.

Early Native Americans made canoes out of tree trunks. They hollowed out the trunk and used a paddle to move from place to place. Today, an artificial substance, made by man, called fiberglass is a popular material for building a canoe.

A kayak is a sleeker version of a canoe with one or two small holes. The holes are where people sit. A rider may attach a watertight skin or enclosure to prevent water from getting in the boat. The boat can turn all the way over without sinking. Some people compete in kayak races. The Olympics have had a kayak event since 1936.

Boats With Sails or Motors

Other boats and ships use different types of power. A sailboat uses pieces of canvas or other fabrics called sails, which are filled by the wind fills and pushes the boat forward.

Ancient Egyptians used sailboats to move the stones for the Great Pyramids from Aswan to Giza. Pilgrims traveled from England on a large sailboat called the Mayflower to reach America in 1620.

A motorboat uses an electric motor and propellers. Propellers are turning metal blades that help the vessel to move through the water. A speedboat is a small, but very fast motorboat. Speedboats pull water skiers, help the Coast Guard or marine patrol on rescue missions, or might even compete in a race.

Larger Boats and Ships

Most large ships are made of metals like iron or steel. They use giant propellers powered by engines to move through the water. A steamboat is a large boat with paddles. A steam-powered engine turns the paddles to move the boat.

The biggest ships are tankers and aircraft carriers. Oil tankers can carry millions of barrels of oil inside huge cargo areas. Designers built tankers to travel long distances and other than oil, they may transport water, chemicals, or liquefied natural gas.

Aircraft carriers are long, flat warships designed to act as a floating airbase. Planes take off and land on the runways on the top of the ship.

A submarine is a metal ship that can travel underwater. A submarine can be small enough to carry one or two people and remain underwater for a few hours. They can also be very large, have a crew of over eighty people and remain underwater for a few months.

Trains

A train is a vehicle that runs on tracks, or rails. Passenger trains may have many compartments for people to travel from one place to another. Freight trains carry cargo, or things. Different cars transport different types of items.

Refrigerator cars transport food. Container cars need a crane to lift cargo in or out of the car. Tanker cars transport different types of liquids.

Light Rail

People sometimes use the term light rail to talk about trains that run on city streets. A trolley, also called a streetcar, is one type of light rail transportation. The first streetcars were pulled by horses or even people. Modern streetcars usually get their power from electricity. Electricity makes things run.

A subway is a light rail system of cars. A subway runs on the street and in underground tunnels. Many large cities have a network of subway tunnels.

Big Trains

Big trains have wheels that run on railroad tracks. They travel long distances between cities and towns. The first car on a train is the locomotive. The locomotive powers the train. The first trains used steams engines. Today, most trains get power from using gasoline or electricity. High-speed rail trains are electric trains that run faster than a regular train, sometimes called a bullet train. These high speed rail systems also transport people in Germany, Korea, and Spain. The first countries to build and use the bullet train are the countries of France and Japan.

The monorail is another type of train. Most monorail systems run on a single rail. Some monorails are suspended. The train cars actually hang from the track.

Motor Vehicles

People drive and are passengers in motor vehicles in most places of the world. Motor vehicles have wheels and a motor. They can be driven on many different land surfaces. Cars, buses, and trucks allow people and things to travel to certain places. They can travel where boats and trains cannot go.

Cars

Cars are vehicles used by people to get from one place to another. Combustion engines are often the power source for cars. This type of engine burns gasoline or diesel fuel to run. Some people are concerned that combustion engines are contributing to pollution in the air.

Inventors are developing other types of power systems to make cars run. Electric cars have electric motors that run on batteries. Some cars use hydrogen to provide power. A hybrid car uses a combustion engine and battery power to make the car work.

Cars vary in their size. A limousine is a long car, which has space for many passengers and has a chauffeur to drive the vehicle. A micro-car, also called a bubble car, is very popular in countries outside of the United States. Auto makers designed the microcar to use less gas. It is also economical because a small amount of material is necessary to build the car.

Some people like to drive a sports car. The fastest cars are race cars. Some cars have special features, like convertible, which have a fabric or hard top that folds back.

Buses

Buses are bigger than cars. A bus has a long body with several rows of seats or benches for passengers. Buses usually operate on a schedule. A passenger bus can carry people long distances. They travel between different cities and towns. A tour bus carries tourists or people on vacation. Some people charter, or rent, a bus for special purposes.

Trucks

Vehicle engineers designed trucks to carry materials of all kinds. Pickup trucks are a bit bigger than cars. They have a flat bed behind the passenger compartment. They can carry many things in the flat bed. Large trucks transport different kinds of heavier materials or equipment. They carry things to places where trains and boats cannot travel. An 18-wheeler is a very big truck. It has 18 separate wheels.

Aircraft

Hot Air Balloons, Blimps and Dirigibles

Aircraft are vehicles or machines that let people travel through the air. The first type of air transportation was the hot air balloon. It is the oldest successful human carrying technology for flight. It floats using a large bag of silk or nylon filled with heated air. People travel in a wicker basket called a gondola, that hangs underneath.

A blimp or dirigible is like a balloon. The gas helium fills up the balloon to help it float. It has a motor to push it forward. This type of craft was very popular before 1940.

As technology for airplanes improved, people stopped using blimps to travel. Today, advertisers use blimps to market their products. Some companies offer sightseeing tours in a blimp.

Airplanes, Gliders, Helicopters

An airplane is an aircraft that flies using wings and an engine. The Wright brothers receive credit for the invention of the first airplane in 1903. Airplanes can be small and carry only one or two people. Commercial airplanes can be large and carry many passengers a long distance in a short amount of time. A motor makes the propellers turn. Most larger airplanes have jet engines. This type of engine has many turning blades inside. They move air much faster than ordinary propellers.

Jet airplanes use turbines to make them move faster. The military uses supersonic aircraft, such as fighters or bombers, to move quickly with a great amount of power. A fighter jet is a small military airplane that can go very fast. The Concorde is one of the only supersonic planes used as a commercial airplane. It carried passengers from Europe to America in less than half the time it took for a regular airplane to fly the same distance. The Concorde was very expensive to fly. Due to rising costs, the Concorde was retired from use. The last Concorde flight was on October 24, 2003.

A helicopter is an aircraft with a large propeller on top. It can rise into the air, or take off, straight up. A helicopter can take off without using a runway.

A glider has a similar shape to an airplane. It uses only the wind for power. The military may use gliders to deliver troops. Gliders are very quiet because they don’t have an engine. Some people participate in glider competitions.

Rockets

A rocket is a vehicle that travels into the air at a very high speed. It burns fuel to make thrust. Thrust pushes, or propels, the rocket upward. A rocket engine ejects the thrust out of the bottom of the rocket. A lot of energy is required to propel a rocket into space. Energy is necessary to make things happen. Astronauts and cosmonauts are people who travel into space using rockets. Rockets also transport the satellites into their destination orbit. Satellites study the Earth and other objects in the universe.

Rocket Design and Travel

Multiple sections or stages make up the design of most rockets. Each stage contains its own fuel supply and rocket engine.

When its fuel is used up, a rocket is released. This lightens the weight of the rocket. It allows it to travel faster. A rocket needs to travel at least 17,700 miles per hour, (28,500 kilometers) to make it out of the atmosphere into space, which is the so-called “escape velocity”. The part of the rocket that actually reaches space is often called a spacecraft.

Booster rockets

Some rockets get extra thrust from booster rockets. The scientists usually attach the boosters to the side of the main rocket. The space shuttle is both a rocket and an airplane. It releases two booster rockets. As the rocket uses up its fuel, it will also release an external fuel tank. The space shuttle lands like an airplane when it returns to Earth.

Some key dates in the Transportation development timeline:

1662 – Blaise Pascal invented a horse drawn public bus.
1783 – Joseph Montgolfier and Étienne Montgolfier launched the first hot air balloons.
1814 – George Stephenson built the first practical steam powered railroad locomotive.
1900 – Ferdinand von Zeppelin built the first successful airship.

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Disparities in US Healthcare System

Healthcare disparities pose a major challenge to the diverse 21st century America. Demographic trends indicate that the number of Americans who are vulnerable to suffering the effects of healthcare disparities will rise over the next half century. These trends pose a daunting challenge for policymakers and the healthcare system. Wide disparities exist among groups on the basis of race/ethnicity, socioeconomic status, and geography. Healthcare disparities have occurred across different regional populations, economic cohorts, and racial/ethnic groups as well as between men and women. Education and income related disparities have also been seen. Social, cultural and economic factors are responsible for inequalities in the healthcare system.

The issue of racial and ethnic disparities in healthcare have exploded onto the public stage. The causes of these disparities have been divided into health system factors and patient-provider factors. Health system factors include language and cultural barriers, the tendency for racial minorities to have lower-end health plans, and the lack of community resources, such as adequately stocked pharmacies in minority neighborhoods. Patient-provider factors include provider bias against minority patients, greater clinical uncertainty when treating minority patients, stereotypes about minority health behaviors and compliance, and mistrust and refusal of care by minority patients themselves who have had previous negative experiences with the healthcare system.

The explanation for the racial and ethnic disparities is that minorities tend to be poor and less educated, with less access to care and they tend to live in places where doctors and hospitals provide lower quality care than elsewhere. Cultural or biological differences also play a role, and there is a long-running debate on how subtle racism infects the healthcare system. Inadequate transportation or the lack of knowledge among minorities about hospital quality could also be factors of inadequate care. Racial disparities are most likely a shared responsibility of plans, providers and patients. There’s probably not one factor that explains all of the disparity, but health plans do play an important role. Racial and ethnic disparities in healthcare do not occur in isolation. They are a part of the broader social and economic inequality experienced by minorities in many sectors. Many parts of the system including health plans, health care providers and patients may contribute to racial and ethnic disparities in health care.

It is seen that there are significant disparities in the quality of care delivered to racial and ethnic minorities. There is a need to combat the root causes of discrimination within our healthcare system. Racial or ethnic differences in the quality of healthcare needs to be taken care of. This can be done by understanding multilevel determinants of healthcare disparities, including individual belief and preferences, effective patient-provider communication and the organizational culture of the health care system.

To build a healthier America, a much-needed framework for a broad national effort is required to research the reasons behind healthcare disparities and to develop workable solutions. If these inequalities grow in access, they can contribute to and exacerbate existing disparities in health and quality of life, creating barriers to a strong and productive life.

There is a need to form possible strategies and interventions that may be able to lessen and perhaps even eliminate these differences. It is largely determined by assumptions about the etiology of a given disparity. Some disparities may be driven, for example, by gaps in access and insurance coverage, and the appropriate strategy will directly address these shortcomings. The elimination of disparities will help to ensure that all patients receive evidence-based care for their condition. Such an approach will help establish quality improvement in the healthcare industry.

Reducing disparities is increasingly seen as part of improving quality overall. The focus should be to understand their underlying causes and design interventions to reduce or eliminate them. The strategy of tackling disparities as part of quality improvement programs has gained significant attraction nationally. National leadership is needed to push for innovations in quality improvement, and to take actions that reduce disparities in clinical practice, health professional education, and research.

The programs and polices to reduce and potentially eliminate disparities should be informed by research that identifies and targets the underlying causes of lower performance in hospitals. By eliminating disparities, the hospitals will become even more committed to the community. This will help to provide culturally competent care and also improve community connections. It will stimulate substantial progress in the quality of service that hospitals offer to its diverse patient community. Ongoing work to eliminate health disparities will help the healthcare departments to continually evaluate the patient satisfaction with services and achieve equality in healthcare services.

It is important to use some interventions to reduce healthcare disparities. Successful features of interventions include the use of multifaceted, intense approaches, culturally and linguistically appropriate methods, improved access to care, tailoring, the establishment of partnerships with stakeholders, and community involvement. This will help in ensuring community commitment and serve the health needs of the community.

There is the need to address these disparities on six fronts: increasing access to quality health care, patient care, provider issues, systems that deliver health care, societal concerns, and continued research. A well-functioning system would have minimal differences among groups in terms of access to and quality of healthcare services. This will help to bring single standard of care for people of all walks of life.

Elimination of health care disparities will help to build a healthier America. Improving population health and reducing healthcare disparities would go hand in hand. In the health field, organizations exist to meet human needs. It is important to analyze rationally as to what actions would contribute to eliminate the disparities in the healthcare field, so that human needs are fulfilled in a conducive way.

Meenu Arora has contributed her articles for both online and hard copy magazines. Her articles have also been published in international magazines. Presently working in the healthcare industry, she has also written and edited Health Q-A columns for international magazine for 5 years.

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New Careers in Physical Therapy

If you are interested in a profession in the medical industry that is very hands on, but does not involve doing surgery or working in an office all day, a physical therapy degree might be just right.

Especially geared toward individuals who enjoy physical fitness, sports medicine and helping patients one on one, PT jobs are a great in-between that can be very fun, very rewarding, and make a real difference in other people’s lives.

While all doctors and medical personnel help people, a physical therapist is frequently the last specialist to work with patients after surgical procedures or illness, and through sometimes very long treatment processes, so they get to experience not only the hard work and the pain of therapy, but the joys of helping people get well again.

For a real people-person, going to school to become a physical therapist could be a wonderful career choice.

Physical Therapy Requirements

The educational requirements for someone to get a PT degree includes first obtaining a Bachelor’s Degree (which is required for entry into any physical therapy programs), and then completing a graduate program at any one of a number of accredited physical therapy schools.

A few graduate programs offer early guaranteed admissions programs for some students as well, where the students gain guaranteed future acceptance into the PT program while they are still high school students, and as long as they complete a required set of undergraduate college courses first.

In either case, it is of great importance that students make sure to choose only Commission on Accreditation in PT Education (CAPTE) accredited courses so that they fulfill the necessary educational requirements, both as undergraduate and graduate students or they will not be permitted to sit for their licensing examination.

Once enrolled in a program, there are two different degrees that a PT can earn, either a Doctorate in Physical Therapy (DPT), or a Master of Physical Therapy (MPT) or Master of Science in Physical Therapy (MSPT). DPT programs are professional entry-level degrees that all physical therapists must complete.

MPT or MSPT programs are continued education, specialty programs that can be taken after a physical therapist has earned their DPT. The DTP physical therapy degree program typically takes three years to complete. Upon obtaining their degree, physical therapists may then take their board licensure examination so they can become employed in their field.

In the UK, degree qualifications differ slightly in that schooling requirements to become a PT are currently that of a Bachelor’s Degree in Physiotherapy, only, with the DPT degree considered to be post-professional, continued education. However, this is supposed to change within the next few years, to where UK PTs will all be required to earn a DPT degree as well.

Physical Therapy Jobs

In order to hold a job as a physical therapist, professionals must have passed their state licensure exam so they may practice in their state. If they relocate to another area, a PT must take the licensing exam for that state in order to be allowed to get a new job.

In the US alone, there are close to 200,000 physical therapists licensed to practice at many different types of facilities, with many more individuals working as physical therapists in other countries.

PTs are employed by both inpatient and outpatient hospital facilities, physical therapy clinics, fitness centers, skilled nursing centers, extended care facilities, schools, hospices, educational and research facilities, private workplaces and sports medicine practices all over the world.

Main duties include assessing patient initial condition, implementing prescribed physical therapy requests by referring physicians, teaching proper use of physical therapy equipment, tailoring therapy to each patient’s ability and progression, and carefully monitoring that progress and reporting it back to the referring physician.

Physical Therapy Salary

Entry-level salary for a PT in the US is around $80,000 annually as of 2011, according to the American Physical Therapy Association (APTA). In the UK, starting salary according to the National Health Service (NHS) is £21,176 – £27,534 (band 5).

In both cases, PT salary rates rises substantially with experience and years on the job, and can increase up to as much as $100,000 or more in the US and up to band 7 (£40,157) in the UK (or higher in the private sector). Naturally, PTs who specialize will make slightly more than the base salary brackets.

Interested individuals who would like to learn more about physical therapy schools and program accreditation should contact their country’s professional association for physical therapists, which will be able to point prospective students in the right direction.

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Important Information on Earning a Physical Therapy Degree

Getting a physical therapy degree takes time, hard work and dedication. It requires 7 to 8 years of college education and clinical experience learning for those wishing to become degreed, licensed professionals who are eligible for employment as a physical therapist.

Physical therapy programs or `PT Programs` are a demanding course of study, but the good news is it is also one of the professions that provide the highest amounts of personal satisfaction to those in the field.

Not only do PTs enjoy the benefits of ease of finding employment due to an increasing demand, as well as a highly competitive salary, these professionals report the highest levels of satisfaction and self worth in that they have made a difference in other people’s lives, a feeling that is invaluable.

Educational Requirements for a Physical Therapy Degree

Students interested in becoming a PT must first complete four years of undergraduate learning at an accredited college or university.

It is recommended to know ahead of time which PT program the student will likely apply to, and understand their prerequisite requirements in order to make the most efficient use of undergraduate time, enrolling in the courses that will help the student gain acceptance into their program of choice.

In most cases, prerequisite classes include English classes, maths and sciences, providing the essential base education on which the more specialized sciences and other classes in their physical therapy major will build on.

In order to receive a PT degree, students must first earn their Bachelor’s degree, and then graduate a physical therapy postgraduate program to receive their degree of DPT, Doctor of Physical Therapy.

Postgradute learning is largely done in the clinical setting, although there are some classroom courses as well. Working externships are a required part of obtaining their degree as well. Then, once graduated, students can take their licensing examination in order to be eligible for employment as a licensed physical therapist.

Transitional Physical Therapy Degree

Recently, there have been some changes made to the degree earned by physical therapists, requiring some professionals to update their degree from what has been termed a “transitional” DPT degree to the now accepted professional DPT degree.

In the past, there were two degrees offered depending on the physical therapy school, either the Doctor of Physical Therapy (DPT), or the Master of Physical Therapy (MPT) or Master of Science in Physical Therapy (MSPT).

With how the profession has grown in the past 10 years or so, and the desire to standardize educational and professional requirements to obtain degrees, most countries now recognize the DPT as the main degree, and most schools have updated their curriculum’s so that they now offer this degree as well.

These changes, and this necessity to update degrees, stems from the public perception of the degree of “doctor” as opposed to “master”, and the need to continually update the education of those practitioners who have been in the field for a while, as therapies have gone through great change in recent years.

Updates On MSPT Degrees

It has been stated by the American Physical Therapy Association (APTA) that by the year 2020, all clinicians graduating from physical therapy programs will earn the degree of Doctor of Physical Therapy, and the MPT or MSPT degrees will no longer be recognized. Physical therapy schools are required to offer only a DPT degree by 2015.

Those PTs holding a degree of MPT or MSTP, or even DPT degrees which for some reason do not carry the same educational and clinical experience requirements as most others, are being encouraged to take the necessary transitional courses to receive their upgraded, professional DPT degree.

As the main governing professional organizations like the APTA in the US and the Chartered Society of Physiotherapy (CSP) in the UK begin to finalize the standardization of degree requirements, it is likely any PTs holding an MPT, MSPT or a t-DPT (transitional DPT, for graduates of programs currently being changed to fit created standards) will be required to take continuing education courses to elevate their transitional degrees to the new, accepted professional DPT.

PT School Recommendations

Recommendations for those interested in enrolling in school to become a PT is to find a program that is accredited by their country’s professional accreditation organization, ensure that the degree offered is the professional Doctor of Physical Therapy (DPT), and then find out which courses should be taken during undergraduate education to increase the chance of acceptance into the program of choice.

Most PT degree programs do not have open enrollment, meaning they accept only the best students who are prepared for the demanding clinical work ahead in order to earn their degree.

With the right preparation, and making sure to apply to the right schools, a student will have the best chance of success in gaining the best education and then getting the best position as a qualified physical therapist.

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Getting a Physical Therapy Certification

Physical therapy is a great health career for those interested in the more physical aspects of patient care, rehabilitation, and helping people get through the injuries and illnesses that can happen in life.

It is a highly demanding profession, but also said to be one of the most valuable and well-regarded where personal satisfaction is concerned, having been named one of the happiest and best jobs overall by US News & World Report magazine in their annual list of #100 Best Jobs.

There is also the option to continue their education and get their physical therapy certification, opening up the possibility for specializing, and even more job opportunities making it easy to see how careers in physical therapy can be a great path for those individuals who are interested in these specialized rehabilitation areas.

Advanced Careers with Physical Therapy Certification

Becoming a board certified physical therapist is the second-highest qualification that you can gain, one which enables them to specialize in a number of different areas of their profession.

It can be a long road to do so, but it is one filled with many different educational opportunities and learning environments. Prior to becoming board certified however, licensed physical therapists must first fulfill a residency in physical therapy.

After becoming board certified, you may then continue in their specialty even further by taking a Fellowship, which is the highest level of education and specialty available to licensed professionals.

Physical Therapy Residency – After completion of all postgraduate schooling and passing their national licensing examination, those holding the degree of Doctor of Physical Therapy (or MPT, or MSPT), then apply for residency in an available program which will provide them with a higher level of “real life” education while actually working as a physical therapist.

Other Requirements

Residencies usually last between 9 and 36 months and involve 1500 hours of service in a variety of settings in order to complete the requirements. PT residencies more specialized, currently available in the following areas: Cardiovascular and Pulmonary, Clinical Electrophysiology, Geriatrics, Neurology, Orthopedics, Pediatrics, Sports, Women’s Health, and Wound Care.

Physical Therapy Fellowships – Fellowships provide yet even more experience and education toward a specialty or sub-specialty area. In order to qualify to apply to a fellowship, PTs must have one or more of the following qualifications: they must have graduated a residency program, they must be board-certified, and they must show exceptional clinical skills in an area of specialty to be considered.

If accepted to a fellowship, You will accrue another 6 to 36 months and 1000 hours of more highly specialized learning in one of the following areas: Hand Therapy, Movement Science, Neonatal, Orthopedic Manual Physical Therapy, and Sports – Division 1 Athletics. Many go on to teach, consult, or help to outline future residency and fellowship programs, as well as see patients in their specialty areas.

Becoming Certified in a Physical Therapy Specialty

Board approval in through specialty physical therapy certification is overseen and awarded in the US by the American Board of Physical Therapy Specialties (ABPTS), which also maintains a set of standards that residency and fellowship programs must uphold.

They also dictate the necessary qualifications that you must have in order to become board certified and receive a certification in any of the above-named specialty areas, and provide numerous means for licensed professionals to increase their education and advance their professional development.

Board certification in these areas involves fulfilling all clinical experience and educational requirements, then taking and passing an examination given by the ABPTS.

Certification is applicable for 10 years, after which those certified must re-test in their specialty, as well as fulfill a number of other qualifications. Failure to obtain re-certification by the date of expiry of the current certification will cause the PT to have their certification removed.

It is possible to – and recommended – for those holding physical therapy certification in any specialty begin their recertification process up to three years before their expiry date.

Although the profession is one that holds great importance the world over, and has seen dramatic growth over recent past years with estimation of continued growth, qualifications and certification practices vary greatly from country to country.

US requirements tend to be stricter than most for PTs there is a shift happening in the world of physical therapy as other countries are beginning to increase their educational and professional requirements, possibly due to increased demand, as well as knowledge of newer and better therapies.

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A Systemic Problem in Our Healthcare System

Those of you who are old enough to remember the Australian bush nurse Sister Kenny (1880-1952), will no doubt recall the brouhaha she caused within the medical establishment of her time. Elizabeth Kenny had devised a treatment for polio that was universally castigated by doctors of the day. In fact her methods proved time and again to be efficacious and became the forerunner for the practice of physical therapy as we know it today.

The reason Sister Kenny, and her struggles with the established order of medicine, is brought to mind is that licensed medical doctors all too often behave like members of a closed-shop union. In such an environment, no one is allowed to do work that is perceived as encroaching on their specialty, without consequent castigation and sanction. And, they vigorously lobby for laws to protect them from perceived interlopers.

In Sister Kenny’s case, she struggled for years to get her therapeutic methods accepted, even in the face of observable success, and admiring testimonials from patients. The medical profession cast aspersions on her methods and her person, largely because she wasn’t an accredited practitioner (only a nurse), and her methods contradicted generally accepted treatment standards.

In today’s contentious health care environment, alternative treatments are greatly frowned upon, and their practitioners ridiculed. Ask licensed doctors what they think of acupuncture, chiropractic, aroma or muscle activation therapy, and they will almost always turn up their noses. In fact, they have convinced the insurance industry that these methods are nothing more than palliatives bordering on quackery. Thus, patients are channeled into much more expensive surgical and drug treatments that often times provide no relief.

This is not to say that there aren’t quacks hovering around the practice of alternative medicine, just as there are quacks who are licensed to practice the approved variety. It is also not claimed that there alternative methods for all sicknesses or diseases. But it is also true that in most professions, wherever there is a buck to be made, a surfeit of willing hands will extend to accommodate. We see desperately sick people try all sorts of last gasp treatments, especially after traditional medicine has given up on them. And these alternative methods seldom work.

However, in the less well defined areas of pain management, due to a variety of causes, modern medicine has proven to be quite fallible. Countless thousands of people suffer through painful days of agony with only the promise of relief provided by dangerous drugs. Doctors prescribe many unproven medications because their pharmaceutical rep told them this was the cutting edge drug du jour for pain management. Big Pharma and the medical profession work hand and glove to push their latest (and expensive) drug on suffering patients. And since only licensed doctors can dispense them, this conduit is exploited by both parties. Why there might even be a financial incentive for the prescribing doctor. Heavens!

Because of the built-in aversion to examining or even testing alternative therapies, the healthcare system is saddled with more expensive, “accredited” treatments that push the insured patients in that direction.

Even though back surgery has been shown to be less than 50% effective, and much less costly alternative therapies have proven efficacious, they are ignored. Worse, just as in Sister Kenny’s case, they are scoffed at by the establishment. Such are the ironic side-effects of our costly for-profit health care system.

As another example of padding the bottom line is a practice that is becoming more common. Doctors are increasingly insisting on patients coming in for an office visit just to renew a prescription. Admittedly for some drugs it is necessary to monitor side effects (another indication of how dangerous some of them are), but in many cases it is totally unnecessary. As cuts in Medicare go into effect (which will increase, rather than cut costs), doctors will seek more ways to supplement their income. Once a professional is used to a certain level of earnings (no matter the discipline), it’s hard to accept less. Doctors are no exception.

So, the bottom line is that there just might be ways to improve both the costs of health care and the patients’ welfare by researching and approving alternative therapies. Sadly, that’s not even on the table for discussion.

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Physical Therapy Colleges and Programs of Study Which Are Offered

Nowadays a lot of school graduates think about their future careers. They usually know their likings and wishes and they try to strive to their aims. Being in a high school they understand what courses they have to finish in order to enroll successfully in this or that university.

There are a lot of different professions. Each student tries to find his or her destiny. Some of students are willing to become teachers, some of them would like to find a job in the field of technique, some students prefer to become economists and also some students would like to have a job in the field of medicine. The field of medicine is very diverse and is very useful for people. Usually specialists in the field of health and care are the most required professionals.

One of the branches of this field is the physical therapy. Physical therapy is very important and required branch because a lot of people have problems with their physical health or have some disabilities. That’s why there should be such professionals because they help people to move freely.

Physical therapy (or physiotherapy), often abbreviated PT, is a health care profession which aim is to restore functional ability and quality of life of people who have physical impairments or disabilities. Physical therapists (or physiotherapists) are primary healthcare professionals who diagnose and treat people of all ages, from newborns to the very oldest, who have different medical problems or other health related troubles, illnesses, or injuries that restrict their abilities to move and perform definite functional activities. Physical therapists examine each person and develop a proper plan using treatment techniques to contribute the ability to move, reduce pain, restore function, and prevent disability. In addition, Physical therapists work with individuals to preclude the loss of mobility before it occurs by developing fitness and wellness-oriented programs for healthier and more active lifestyles, providing services to individuals and populations to create, maintain and restore the highest level of movement and functional ability throughout the lifespan. This includes providing services in circumstances where movement and function are threatened by injury, disease or environmental factors. Functional movement is the most important to what it means to be healthy.

Physical therapy has many specialties including cardiopulmonary, geriatrics, neurologic, orthopedic and pediatrics, to name some of the more common areas. Physical therapists practice in many settings, such as outpatient clinics or offices, inpatient rehabilitation facilities, skilled nursing facilities, extended care facilities, private homes, education and research centers, schools, hospices, industrial workplaces or other occupational environments, fitness centers and sports training facilities.

You can start your education of physical therapist in the college in the United States and Canada. Physical therapy colleges offer a great variety of diploma, certificates and degree programs depending on the course of study in which you would like to enter.

For those who just begin their education, a lot of therapy colleges offer doctoral and master’s degree programs to those students who have already done with the bachelor’s degree in related sciences. These obligatory degree programs include such courses as human anatomy, kinesiology, functional training, exercise, growth and development, prevention and intervention, psychosocial studies, orthotics and prosthetics, pharmacology, clinical orthopedics, electrotherapeutic modalities, rehabilitation, joint examination, and of course, physical therapies; among other associated subject matter. All these courses are very important for a physical therapist because they include the knowledge of the basis of the body and all possible variations of treatment of one and the same muscle and other parts of the body.

If you would like to become more advanced in training of physical therapy, then you can be offered four years of training. This is offered by physical therapy college. But this is only if you are willing to become more experienced and advanced. Usually the completing of diploma or certificate in the physical therapy college takes not more that the period of two years.

As for the studying on the bachelor degree program, you should know that it requires more thorough and detailed education. If you study by the bachelor degree program in the physical therapy college, then you will get acquainted with such courses as biomechanics, massage, anatomy, pharmacology, and other clinical sciences like orthopedics, clinical medicine and neurology, and other relative training. But you have mention that studying by the bachelor degree program will take four years, and only after studying four years you can complete your education and become a physical therapist.

There is one more opportunity for those who would like to become a physical therapy assistant. This opportunity can be given by accredited degree programs in the physical therapy colleges. This is an excellent opportunity for the candidates on the position of the physical therapy assistant. In different colleges the curriculum is very different, but usually the main courses don’t change. In order to become a physical therapy assistant you have to complete such courses as anatomy, physiology, biology, chemistry, as well as psychology. In most cases, different physical therapist educational programs in different physical therapy colleges provide students with training and certification in the basic first aid and cardiopulmonary resuscitation (CPR). It is fact that education and training are the most important and essential as for physical therapists and for physical therapist aides. But you should know that the most important for these professions are skills and experience which are usually gained through internships and through different additional trainings on the job.

So, you have to make a right choice and be able to understand that the profession of the physical therapist is very difficult and requires a lot of effort and time. You have to be sure that you really would like to help people and take part in their lives. To be a physical therapist is very difficult and you should know that it requires a lot of time on education and training. In this article you’ve got to know about the physical therapy degree programs in the therapy colleges of United States of America and Canada. These colleges provide three degrees such as bachelor, master and doctoral. According to the degree you will have definite requirements of education. If you would like to become a physical therapist in two years, then you are welcome to complete your education by finishing the bachelor degree program. But except this you have to have a lot of trainings. Training in this profession is very important and it is required to have training for a long period of time. So, if you are sure that you definitely would like to become a physical therapist, then you have to choose the physical therapy college. You have to choose thoroughly, because your choice is the first step into your successful future career. The college which you will choose has to be accredited, because only in accredited colleges you will receive perfect education and you will definitely be given a proper job. So, if it is your dream, just be patient and try to move forward to your dream. Try to follow all the requirements given in the article and listen to the opinions of those people who know about this profession. Also it is advisable to search for the information in the internet. In the internet you can find a lot of useful information about physical therapy colleges and programs. There you can find requirements for admission and additional information about colleges and programs offered. Follow this information and you will definitely achieve your aim and also you will definitely have a successful profession in future.

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Obtaining of a Physical Therapy Degree Online

Recently a lot of students being in a high school think about their future careers. They usually understand and know their likings and wishes and they try to do everything in order to get closer to their aims. While in a high school they understand what courses they have to finish in order to enter successfully into the university which they like and wish.

There is a great variety of professions. Each student tries to find his or her own way on a professional path. Some of students are willing to become teachers, some of them would like to find a job in the field of technique, some students prefer to become economists and also some students would like to have a job in the field of medicine. The field of medicine is very diverse and is very useful for people. Usually professionals in the field of health and care are the most required specialists.

One of the branches of the field of health and care is the physical therapy. Physical therapy is very necessary and required branch nowadays because a lot of people have different problems with their physical health or have some disabilities. That’s why there should be professional physical therapists because they help people to move freely and become healthier.

Physical therapy is a branch of medicine that helps to treat people who have health problems, injuries, illnesses, or surgeries that limit their possibility of mobility and range of motion. The conditions which are treated by physical therapists include sports injuries, joint replacements, orthopedic surgery, burns, job-related conditions, and others. The physical therapist usually uses different treatment techniques that reduce pain, restore function, and prevent disability. Physical therapists work in such establishments as hospitals, outpatient facilities, and private offices. Physical therapists must be strong and able to move heavy equipment and lift patients.

Those students who are interested in healthcare for sports or physical activities can obtain a career in physical therapy. Physical therapists have to be strong in academics, especially science and have perfect interpersonal skills with the ability to communicate with others. The responsibilities of physical therapists include improving the physical condition of the patients like the proper functioning of limbs after an injury, surgery or illness, improving mobility, and reducing pain. They also work with patients who have different severe injuries or diseases like lower back pain, arthritis, cerebral palsy, to preserve physical disabilities from occurring or to restrain the effects of these disabilities. Those people who suffer from heart diseases or other related health problems are also recommended to use a physical therapist to treat joint pains and muscle problems.

For those students who wish to obtain an academic degree or who would like to continue their studies in their current field, there are many variants for education available. With such diverse activities and distractions in the daily lives of people, many of them are too busy to attend full-time courses at school in order to get their degree. Online degree programs offer different opportunities for people to take classes at their own wish and time while working toward graduation. The increased usage of Internet and computer in recent years has multiplied. This made the online degree programs very available variant for busy people. There are many kinds of classes and programs offered for online degrees.

Online educational programs are the best opportunity with the help of which you can obtain the specialty already working and having too little time for study. Obtaining the physical therapy degree will give you the possibility to help people to treat their injuries. But you should mention that the very important thing is that you have to mention the reputation and accreditation of the higher educational establishment in which you will enroll and will get your online physical therapy degree. You can make a research of accredited schools by joining different online forums where people usually share their opinions about the specific course of physical therapy. You can get there the best piece of advice from people who have some experience in getting this degree.

The online physical therapy degree programs are usually very convenient and can be completed in a very short period of time. There are different online physical therapy higher educational establishments which offer diverse courses the aim of which is to understand the human form and muscles. If you have already chosen the proper establishment for you, then you have to have some training in order to be able to maintain and restore patient’s health and shape. If you don’t choose yet the school, then you can have an opportunity to try yourself in one of the most popular online physical therapy degree schools which is called the Associate of Applied Science in Physical Therapy.

These courses usually prepare students for the first level in the profession of physical therapy, after these courses students can become physical therapy assistants. On this level you have to complete such courses as physiology, anatomy, communication, and the like. There are also offered physical therapy nurse programs which usually train students to help the patients to restore the function of the body, reduce pain, and increase the mobility of a patient. After getting the online therapy degree nurses usually work in such establishments as hospitals, physical therapy clinics and also in private clinics.

When you decided to get the online physical therapy program, then you have to know that there will be some documentary requirements which you will have to complete and fill out. Such requirements usually differ from one school to another. When you complete everything, you have to make sure that you prepared for that emotionally and mentally. Getting the online physical therapy degree will not make you very exhausted physically, but you still will need to be strong and prepared for difficulties.

You also have to know that it is advisable for you not to miss some online classes which are required as well as the on-campus trainings. They will be required from time to time. Because of the fact that this is a physical therapy course, it will be required to have the on-hand training. These are the only periods of time when you will have to be present in school. It is better for you to manage your schedule and time wisely and efficiently in that way that you will have an opportunity to complete the course without any problems. If you have a lot of intention and dedication to the study, an online physical therapy degree will be worth your efforts.

So, you have to make a right decision and be able to understand that the profession of the physical therapist is very difficult and requires a lot of effort and time. You have to be sure that you are really willing to help people and take part in their lives taking care of them and treating them. To be a physical therapist is very difficult and you should know that it requires a lot of time on receiving education and training. In this article you’ve got to know about the physical therapy degree program online and its advantages. The physical therapy colleges and universities offer three degrees such as bachelor, master and doctoral. It is good for you if you have obtained the bachelor’s degree, but it is really advisable for you to obtain the doctoral degree. Besides the online physical therapy degree is provided only on the doctoral level. But except this you have to obtain a lot of training. Training in this profession is very important and it is required to have training for a long period of time. If you are a practicing physical therapist or just have a willing to continue your education, it is greater for you to obtain your doctoral degree online. So, if you are sure that you definitely would like to become a physical therapist, you have to choose the physical therapy higher educational establishment. Your choice must be very precise, because your choice is the first step into your successful future profession. The college or school which you will choose has to be definitely accredited, because only in accredited colleges you will receive perfect and proper education and you will definitely be given a great job. So, if it is your dream, just be patient and try to go and move forward to your dream. Try to follow all the requirements given in the article and listen to the opinions of those people who know about this profession and have some experience in it. Also it is advisable to search for the information in the internet. In the internet there is a lot of useful information about physical therapy colleges and schools and different online programs. There you can find requirements for admission and additional information about higher educational establishments and online programs offered. Follow this information and you will definitely achieve your aim and also you will definitely have a successful profession in future.

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